Tying up thousands of dollars to purchase equipment could cost more than you think. The value of business equipment lies in using it--not owning it.

• Improves cash flow: Affordable monthly lease payments increase cash flow by eliminating major expenditures for high-end equipment purchases.

• More for your money: Because the monthly lease payment is a small portion of the total cost of the equipment, you get more for your investment.

• Preserves bank line of credit: Use valuable lines of credit for other business needs.

• Hedges against inflation: Low, fixed rate pricing protects against inflation and allows current acquistion with tomorrow's dollars.

• Offers tax advantages: Capital leases may earn you a significant tax deduction. Consult your accountant for specific tax advantages.